Mexican Chip Dip

Thanks to Terri Chylinski for giving this to my wife Monica,

when we lived in San Antonio, Texas.

1 can refried beans
8 oz Mayonaise
8 oz sour cream
1 pkg Old El Paso taco seasoning
Black olives (to taste)
Tomatoes. (to taste)
Onion. (to taste)
Cheese (Shredded - your choice)

Mix the taco seasoning, the mayo, and sour cream together.  Heat the refried means just enough so they are pliable and put the beans on the bottom of whatever container you'll be using for the dip.  Put the mayo combination on top of the refried beans.  The third layer will be the black olives, tomatoes, onions, all topped with the cheese.